NEOPAC R-9045 is a versatile aliphatic urethane acrylic copolymer modified for improved scratch and mar resistance. With a high solids content of 44-46%, it allows for finished formulations at 40% solids with good application properties and can be prepared at 275 g/L VOC or below. NEOPAC R-9045 has been optimized for use in interior applications due to the high urethane content which provides excellent scratch and mar resistance along with water-white clarity and re-coat ability for multi-coat applications. When used in conjunction with crosslinker CX-100, it provides durable, long-lasting coatings for substrates.